At Freedom Financial were here to help. In today’s market getting a mortgage can be a confusing process with different types of loan programs. We make getting a mortgage as easy as possible and make sure you get the absolute best possible program for your specific situation. Basic mortgage programs include:

Adjustable Rate Mortgages
Want the lowest possible monthly payment? Are you looking for short term payment relief or credit repair? An ARM could be for you. With Freedom Financial, you have access to many different types of ARMs. Theses loans provide you with more purchasing power for your money or the most payment savings. It’s a great short term solution.

Most people sell or refinance every couple of years, an ARM may be the right short term program for you.

Fixed Rate Mortgages
Do you want the comfort of know exactly what your monthly payment and future holds. Then a fixed rate mortgage may be just what you’re looking for.

40 Year Amortization
Want a low monthly payment and to still pay toward the principal on your home? Our 40 Year Amortization Program could be for you, it’s actually a 30 year balloon with the payments calculated over 40 years. This program is great for anyone who is wants to get the most of their house, with a low monthly payment and still paying towards your principal balance.

Interest Only Programs
Do you want a low monthly payment with the opportunity to build your wealth? Than an interest only program might be for you. Interest only programs allow you to lower your monthly payment, which means you can apply that saving towards a savings or investment account while still gaining the appreciation on your house.

Option ARMS
Are you self employed or do you have an adjustable income? Than an option arm could be just what you need. Option arms give you the option of paying different monthly payments with different amortizations (NA, IO, 15 or 30 yr.), giving you the ability to maximize you’re your cash flow and pay more when you can.

Home Equity Line of Credit
Do you need easy access to fast cash? Would you like to have a back up in case of a financial emergency? Then maybe a line of credit is what you’re looking for. The great thing about having a line of credit is it allows you to charge purchases or take short term cash advances. A home equity line of credit through Freedom Financial Mortgage can give you access to all the money you need, when you need it.

Assumable Mortgages
Do you want the flexibility to sell your house fast & easy on your terms, when you want? An assumable mortgage gives you more for your money. Assumable mortgages allow you to sell your house and the financing to go with it. Which means it can make it faster and easier for you if and when you decide to sell. Ask your Freedom Financial Lending Specialist about assumable mortgages today.

At Freedom Financial Mortgage we work for you. It’s you and us against the lenders, we know how to leverage your position in the industry to get you the absolute best possible deal. That means that we can help you save money and build your wealth. Period.

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